Hi, Mi Fans!|
Xiaomi India has announced a cardless EMI service for its Mi Fans in partnership with ZestMoney on mi.com which will enable several Mi Fans to avail the service without a credit card. Mi fans will go through a 100% digital process to get an approved credit limit. Mi Fans will be able to use this credit limit to pay for their order by using 'Cardless EMI' at the checkout.
ZestMoney is a revolutionary new technology platform that enables consumers to pay for their shopping basket in easy monthly installments, without the need of a credit card or credit score. ZestMoney works with 50+ e-commerce companies including market places, category leaders and other high growth companies. It has extended credit limits of $50mn to its registered users across 750+ locations till date.
Here is a tutorial to help you out to avail this feature on mi.com
Step 1: Visit this link using your PC browser https://www.mi.com/in/mifinance/ and login using Mi account.
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Step 3: You will get OTP on your registered e-mail ID. Quickly copy and fill in the next step.
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Step 4: In the next step, fill in your Aadhar card number.
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Step 5: In the next step, a screen will show up in which OTP will be sent to your Aadhar registered phone number. Please check the box to get OTP.
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Step 6: You will receive an OTP on your registered Aadhar mobile number.
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Step 7: Now enter your personal details and click 'Get OTP' button to get the OTP on your mobile number.
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Step 8: In the next step, you will be asked to enter your employment details.
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Step 9: Login to your bank using Netbanking details
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Step 10: Enter your Netbanking credentials
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Step 11: Once your bank details are verified, you will get a confirmation message.
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Step 12: In the next step, you have to again enter the bank details to confirm EMI deduction using that bank account.
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Final Step: In this step, you need to download NACH mandate and print it. After putting your signature, you have to scan and upload on the same window or you can also mail it (See the screenshot below)
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After this step please wait for confirmation from ZestMoney. Once your account is verified, you will get an intimation regarding the credit money as per your eligibility. You can now use your ZestMoney credit to buy any product from mi.com.
For further assistance please write to firstname.lastname@example.org